The doctrine is often applied to situations where standardized contracts or where the parties have unequal bargaining power, but apply to other cases.  However, the doctrine does not apply directly to situations in which the language in question is prescribed by law, as is often the case with insurance contracts and bills of lading.  The recent rise in house prices in this city is contrary to the national trend. Against proferentem also places the cost of losses on the party, which was in the best position to avoid damage. It is usually the person who wrote the contract. The above insurance contract, which is a good example of a detention contract, is an example of this. There, the insurance company has control over the performance of contractual terms and is generally better able to avoid,.B for example, a loss of contract. This is a long-standing principle: cf.
z.B. California Civil Code No. 1654 (“In Cases of Uncertainty … the language of the treaty should be interpreted most against the party causing the uncertainty”), which was adopted in 1872.